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     Mark Silverthorn, Barrister & Solicitor, PC
    61-635 Saginaw Parkway
    Cambridge, ON  N1T 0C1

    Toll Free Phone:  1 (866) 996-9941
    Fax:   (866) 811-8900

Creditors who sue an Ontario resident in the Ontario Superior Court commence a lawsuit with a document known as a Statement of Claim.  The photograph which appears above is the front page of generic Statement of Claim.

Get help from the lawyer who wrote the book on consumer debt

Once your creditor obtains a default judgment against you then it is in a position to enforce its judgment against you.  This means that it could begin garnishment of your wages, seizing monies in your bank account or placing a lien on real property on which your name is on title.

You can hire our law firm to draft a Defence on your behalf

It is possible for a consumer to hire our law firm for the sole purpose of drafting a defence on your behalf--on a limited retainer basis.  We can also provide you with detailed instructions with respect to how to serve and file this defence.

If you hire our law firm to draft a defence on your behalf then you will put yourself in a position to prevent your creditor from obtaining a default judgment against you.

Ontario residents who are sued by creditors in Ontario Small Claims Court will be served with a document titled Plaintiff's Claim.  This is a photograph of the first page of a blank Plaintiff's Claim.

Drafting your Defence

In the past few days you might have been served with what appears to be a court document commencing a lawsuit against you.

In Ontario a Plaintiff's Claim is a document that commences a lawsuit against a defendant in the province's Small Claims Court.  In contrast, a Statement of Claim is a document that commences a lawsuit against a consumer in Ontario Superior Court.

If you have been served with either a Plaintiff's Claim or a Statement of Claim then your creditor will obtain a default judgment against you unless you serve and file a suitable defence.

Mark Silverthorn, Barrister & Solicitor

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