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Settling your unpaid account

Where a consumer hires our law firm to negotiate a settlement on his or her behalf lawyer Mark Silverthorn will personally negotiate the settlement.

Our law firm is able to negotiate one-time lump sum settlements on behalf of clients where monies are owing on unsecured consumer accounts.


Different scenarios where debt settlement opportunities are available


There are  several different scenarios where a consumer might be able to take advantage of a negotiated settlement in connection with one or more of their unsecured consumer accounts:

Canadian consumers often find themselves in a situation where they are having difficulties making their payments on unsecured consumer debts:

Mark Silverthorn, Barrister & Solicitor

Help me with my debt situation

Creditors are often willing to accept a one-time lump sum payment from a consumer--for significantly less than the current outstanding balance--as settlement in full.


A consumer who would like to take advantage of a discounted lump sum settlement will typically have to negotiate a settlement with a creditor, or the creditor's authorized collection agent.  Canadian consumers struggling with debt often conduct these negotiations on their own.  These consumers, unfortunately, who lack experience negotiating lump sum settlements, are at a distinct disadvantage negotiating settlements.

  • credit cards
  • utilities including telephone, internet, and cable           television service providers
  • bank overdrafts
  • personal loans
  • lines of credit

Lawyer Mark Silverthorn has personally negotiated hundreds of settlements on behalf of Canadians across the country.  He has also negotiated settlements on behalf of individuals living outside of Canada who incurred a debt owing to a Canadian-based creditor.

  • A consumer is currently making payments on an account


  • A consumer has not paid an account for no more than six         months
  • A consumer has not paid an account for more than six               months


  • A creditor has sued a consumer over an unpaid account


  • A creditor has obtained a judgment against a consumer


  • A creditor has obtained a judgment against a consumer              and is garnishing a consumer's wages

 

   CONTACT US


    Mark Silverthorn, Barrister & Solicitor, PC
    61-635 Saginaw Parkway
    Cambridge, ON  N1T 0C1

    Toll Free Phone:  1 (866) 996-9941
    Fax:   (866) 811-8900
    E-mail:  markasilverthorn@gmail.com
    www.silverthornlaw.ca


Lawyer Mark Silverthorn has personally negotiated settlements on behalf of hundreds of consumers